Credit for Service in a Non-Participating Municipality
- You may purchase service credit for time spent in other municipalities within Rhode Island that do not participate in MERS, so long as you are not using that time to receive a retirement benefit from that municipality.
- Service purchases must be made within three years of your initial date of hire.
- You will be charged the full actuarial cost of the service credit you are purchasing, based on your current age and your eligible retirement age.
- Purchased Service in a Non-Participating Municipality is considered non-contributory service and does not count toward vesting.
Out-of-State and Private School Teaching
- If you are a public school teacher in Rhode Island, you may be eligible to purchase up to five years of out-of-state teaching or private school teaching time.
- Service purchases must be made within three years of your initial date of hire.
- You will be charged the full actuarial cost of the service credit you are purchasing, based on your current age and your eligible retirement age.
- Purchased Out-of-State and Private School Teaching time is considered noncontributory service and does not count toward vesting.
Military Service Credit (Active Duty during ERSRI membership after 6/30/2005)
If you are called to active duty in the United States Armed Services during your active employment as a public employee after 6/30/2005, you may purchase the missed time by paying the contributions that would have been paid had you not been on leave. You must return to active employment within one month of your active duty ending to be eligible to make this purchase.
Purchased Active Duty military service is considered contributory service and does count toward vesting.
Military Service Credit (prior to ERSRI membership)
- If you served in the Armed Services prior to being hired as a public employee, you may purchase up to four years of credit for time spent on active duty for service in the United States Armed Services, Reserves, or the Merchant Marine.
- The purchase of Military Service credit is based on 10% of your first full year of earnings as a member of ERSRI, plus interest as applicable.
- Purchased Prior military service is considered non-contributory service and does not count toward vesting.
Official Leave of Absence
- You may purchase up to four years of credit for time spent on an official leave of absence from your employment. You must return to active employment for at least one year before you are eligible to make this purchase.
- You must make this purchase within three years of your leave concluding.
- You will be charged the full actuarial cost of the service credits you are purchasing, based on your current age and your eligible retirement age.
- Purchased Workers’ Compensation leave is considered contributory service and does count toward vesting. However, all other types of purchased leave are considered noncontributory service and do not count toward vesting.
Restoration of Service Credit – Withdrawal or Refund Payback
- You can pay to restore your credits after completing one year of service (from the date of your return).
- You must pay into the system the amount you had refunded to you, plus interest.
- Service purchases must be made within three years of your rehire date.
- Unlike other types of service purchases, purchase of withdrawn service credit is not included in the maximum five-year purchase limit. It is considered contributory service and does count toward vesting.
- Restoration of contributory service credit will effectively restore your retirement credit in the years it was originally earned.
Change of Address for Deferred Members
If you are a member in deferred status, there are two quick and easy ways to inform us of your new address, phone number, or email address:
Login to the ERSRI Member Portal and submit your change of address online
Download a Change of Information form and return it to ERSRI. Completed forms may be mailed to 50 Service Ave., 2nd Floor, Warwick RI 02886.
Change of Address for Active Members
If you are an active member working for a participating employer, contact the human resources or payroll representative within your agency/department as soon as possible. Your employer will then notify us electronically of your new address information. Please do not submit your address change to ERSRI directly.
As an Active member, however, you may update your email or phone number by logging into the ERSRI Member Portal.
If you are not yet registered for the site, click here for more information and instructions on registering.
QDRO Model Option 2 Police and Fire
Use this model if you are a retired public safety plan member who selected the Option 2 form of payment, or if you are an active public safety plan member and at the time of your retirement you will be required to elect the Joint and Survivor Option 2 form of payment and name your ex-spouse as beneficiary.
QDRO Model Option 2 Municipal
Use this model if you are a retired municipal employee who selected the Option 2 form of payment, or if you are an active municipal employee and at the time of your retirement you will be required to elect the Joint and Survivor Option 2 form of payment and name your ex-spouse as beneficiary.